With December comes the holiday season. And with the holidays comes family, gifts, get togethers, parties, potlucks, and of course stress.
It can be difficult to manage your time any time of the year, but the holidays often bring extra to-dos and obligations. It's important to be able to say "no." It's also important to manage your time wisely.
Pay attention to how much time you spend watching TV, talking on the phone, and surfing the Web. If you lose time to any of those activities, use a timer to remind you that you've been on the computer for 20 minutes, for example.
Paying bills every month can be hard enough, but the holidays often means additional expenses as you cook elaborate meals, purchase gifts, and attend parties that might tempt you to buy a new outfit.
Here are some money-saving tips to keep you happy (and your wallet) happy this holiday season:
- Borrow a party dress from a friend.
- Have a potluck if you are hosting a holiday dinner.
- Consider home-made gifts or draw names instead of buying gifts for everyone. (Remember to set a spending limit.)