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Insurance -- Question & Answer Listing  
Question / Answer

Why do I need Home-Owners' Insurance and how do I obtain it?

As a home owner, you should have Home-Owners' Insurance to protect your investment (to include personal belongings if you reside in your home) in the event that your house suffers damage as a result of a fire, vandalism, hurricane, flooding, etc. If you have an outstanding mortgage on your house, you are probably required to have insurance on your home. Check your local phone book or the Internet for a list of insurance agents that cover homes in your area. Note that if you are leasing a home or apartment, you should have Renters' Insurance to protect your belongings.

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