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Identity Theft -- Question & Answer Listing  
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Question / Answer

Question:
How can I protect myself from identity theft?

Answer:
There are a number of things you can do to minimize the risk of becoming a victim of identity theft or fraud such as not giving out personal your information to others unless you have a reason to trust them. Check your financial information regularly to make sure the information is correct such as the appropriate transactions listed on your bank or credit card statements. Periodically ask for a copy of your credit report that lists all bank and financial accounts under your name and maintain careful records of your banking and financial accounts.

Question:
What should I do if I suspect that I am a victim of identity theft?

Answer:
If you suspect you've become a victim of identity theft or fraud, act immediately to minimize damage to your finances, as well as your reputation. Report the situation to the Federal Trade Commission (FTC) by calling their toll-free number at 1-877-438-4338 pr TDD at 202-326-2502 or online at: http://www.ftc.gov/. You should also call the fraud units of the three principal credit reporting companies: Equifax at 800-525-6285, Experian (formerly TRW) at 888-397-3742, and Trans Union at 800-680-7289. Additionally, contact all creditors and/or financial institutions with whom your name or identifying data have been fraudulently used. You may need to cancel accounts, stop-payment on any outstanding checks that may not have cleared, and change your Automated Teller Machine (ATM) card, account, and Personal Identification Number (PIN).
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