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Tue Jan 17, 2017
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What is the difference between whole and term life insurance?  
Term insurance is designed to meet temporary needs and provides protection for a specific period of time, generally paying a benefit only if you die during that period of time. Term insurance is used to provide coverage of expenses that will disappear at a specific time. For example, you may only need coverage until your children graduate college or until your mortgage is paid off. Whole-Life (or permanent) insurance provides lifelong protection. The full-face amount of the policy is paid upon the insured individual’s death. Permanent life insurance accumulates cash on a tax-deferred basis, and that value can be used to supplement your retirement income or help provide for a child's education.
Keywords: Financial Protection, Death Benefit

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